Medical plan information: Under 65
Paying your premiums for health and other benefits
Important note for eligible retirees under age 65 who use our health benefits.
- Businessolver manages our benefit portal, Benefits Service Center, and billing and payment of Under-65 health plan premiums.
-
This is an all-digital platform. That means instead of receiving a paper bill in the mail, you will receive an email notification from the Alliant Energy Benefits Service Center that your invoice is ready to view. Go to myalliantenergybenefits.com to view your invoice and set up an electronic online payment. They’ll also send you reminders by email.
Here is the information you need to access your account and make payments.
Web address and Benefits Service Center phone number:
- The benefit portal’s web address is myalliantenergybenefits.com.
- The Benefits Service Center phone number is 1-888-850-1799.
What you need to do the first time you go to the website:
- Go to myalliantenergybenefits.com to register your account.
- When asked, our company key is alliantenergy.
- Provide your Social Security Number, zip code and your date of birth so they can verify your identity.
- Set up your username and password and answer your security questions.
- Log in using your new credentials.
- Review and update your contact information. Make sure it includes your preferred home email address. They need this to email you notifications and reminders.
Making payments online is easy!
Click Make a Payment on the Online Payment widget on the home page. You can submit a one-time payment or set up recurring monthly payments.
Payment by mail
You may also make a payment by mailing a physical check, made payable to Alliant Energy.
Send your payment to:
Alliant Energy Corporate Services, Inc (c/o Businessolver, Inc.)
ATTN: COBRA Administration
PO Box 850512
Minneapolis, MN 55485-0512
Under 65 Medical, Dental and Vision Insurance
As an Alliant Energy Employee with 10 years of service after age 45, you are eligible for Alliant Energy early retiree medical, dental and vision. You and/or your spouse and dependents are eligible for medical, dental and vision insurance until age 65 or 26 for children. Insurance is administered through:
- Medical, Prescription Drug Plan and Carelon RX Mail Order Prescription Drug Plan: Anthem
- Dental: Delta Dental of Wisconsin
- Vision: VSP
You can access your specific plan design online on the benefit portal at myalliantenergybenefits.com
Eligible members will pay one of the rate categories listed on this card that explains 2025 eligibility and premiums.
How do I know if I am “in contract” or “out of contract” or "unsubsidized"?
In contract rates apply to bargaining retiree medical, and requirements outlined in the in-contract chart below for their specific group.
Out-of-contract/subsidized rates apply for the following:
- Non-bargaining retirees hired prior to 12/25/2005.
- Retirees eligible for the medical subsidy who retired prior to the current bargaining unit contract.
- Retirees that are part of a union group not listed in the in contract chart.
Unsubsidized rates apply to:
- Non-bargaining employees hired after 12/25/2005.
- Bargaining unit employees with a hire date on or after the date listed in the “1) Hired prior to” column of the in contract chart below.
Health resources for retirees on our health plan
If you are a retiree who is under 65 and on our health plan, we’ve provided resources you can use anytime.
Your Family Advocate:
With your Anthem plan, you have tools and one-on-one support from a dedicated Family Advocate to help you engage with your health, work on lifestyle changes, and connect with specialized health professionals, not matter where you are.
Feel supported, covered, and confident in your care when you reach out to your dedicated Family Advocate. They'll help educate you and your family on your health plan benefits and getting the most out of them. count on your advocate to help you:
- Find quality doctors, specialists, and care facilities in your health plan's network.
- Stay on top of preventative care and connect you with resources to help you better manage your health.
- Find in-person or virtual care of schedule appointments for you.
LiveHealth Online:
This telemedicine program allows you to visit a doctor face-to-face without ever leaving your home.
You meet the doctor online on your laptop, tablet or smart phone.
This lessens the potential of being exposed to colds, flu and COVID-19, that might be lingering in a waiting room.
It also provides access to therapists, psychiatrists and psychologists if you are experiencing behavioral health-related issues.
There are fees for these services. Go to livehealthonline.com to get started.
Opting out of the under 65 retiree benefits
Retiree Health Reimbursement Arrangement (HRA)
The only medical plan available for early retirees is the CDHP Program that includes an HRA that is administered by Optum Financial. Annual contributions to the Under 65 HRA is $1,000 for an eligible retiree, $1,000 first eligible dependent and $1,000 for second eligible dependent. The HRA receives funding twice a year, half in January and half in July.
Claims can be submitted for eligible expenses by swiping your Optum card or on the Optum portal.